nib Travel Insurance

Travel Insurance for Cruises

Protect your cruise trip and sail smoothly with cover that takes you across the seas

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Adventures on the high seas


Whether you're relaxing on a cruise around the South Pacific or embarking on an Alaskan adventure way off on the horizon, we offer cover should your cruise head into choppy waters! 

See what our plans can cover before you set sail into the sunset.

nib Travel Insurance for cruise related events 

  • You get sick with gastro on your cruise
  • Your flight is delayed and you need to get to your cruise on time
  • Your cruise formal wear is accidentally lost, stolen or damaged
  • You’re made redundant before you embark on your cruise
  • You miss a shore excursion because your cruise is delayed due to severe weather
  • You need medical evacuation from your ship.
  • Cover offered for coronavirus-related events on cruises

    Cover for some coronavirus related events is available on all our plans (excl. the Cancellation and Additional Expenses Plan), but the types of benefits and benefit limits vary.

    As much as we’d love to cover every coronavirus-related scenario that a traveller can think of, that’s not what travel insurance is designed to do, so read the Product Disclosure Statement (PDS) carefully to know what is, and isn’t, covered.


    Our policies include plans which offer cover for: 

    Overseas Medical Benefit
    Overseas Medical Benefit
    If you get sick with coronavirus while on your trip, all of nib’s International Travel Insurance plans include cover for overseas medical expenses. As always, these are subject to our terms, conditions and exclusions around existing medical conditions.
    Medical evacuation and repatriation
    Medical evacuation and repatriation
    All nib Travel's insurance plans (except Cancellation and Additional Expenses plan) include cover for medical evacuation and repatriation if we agree it’s medically necessary, up to the relevant benefit limit.
    Coronavirus Travel Costs
    Coronavirus Travel Costs
    Our Coronavirus Travel Costs benefit is available on the International Comprehensive, Australian Travel and Annual Multi Trip plans. Plans including Coronavirus Travel Costs can provide cover for several coronavirus related events, including cover for quarantine expenses and trip cancellation if you are diagnosed with coronavirus, up to the relevant benefit limit.
    This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions. Please read the international and domestic Product Disclosure Statement (PDS).
    Domestic or International?

    Even when cruising just off the coast of Australia, for example, to Norfolk Island which is outside Australian coastal waters, one of our international plans will need to be chosen in order to have cover on board for medical treatment. Norfolk Island and other destinations visited by cruises do not accept Medicare.

    All set to sail away? Get a quote!