Domestic Travel Insurance Plans
Cover for a weekend up the coast, a campervan trip across the country, or somewhere in between.
Cover for travel close to home
Mishaps don’t just happen overseas. Even when you’re travelling in Australia you can accidentally lose your luggage or have your belongings stolen, or get into trouble in your rental car.
Australian Travel Plan
Our Australian Travel Plan can offer cover if you lose your belongings or have them stolen, or get into trouble with your rental car, when travelling in Australia.
Australian Cancellation and Additional Expenses Travel Plan
Our Australian Cancellation and Additional Expenses Travel Plan can offer cover if your trip is delayed or cancelled, when travelling in Australia.
Compare Domestic Travel Insurance Plans
| Key Benefit | Australian Travel Plan | Cancellation and Additional Expenses Plan |
|---|---|---|
| Cancellation or holiday deferment costs | Chosen limit1 | Chosen limit1 |
| Emergency travel arrangements and accommodation expenses | $10,000 | $2,000 |
| Early return home | $2,000 | $2,000 |
| Emergency expenses to avoid disaster | $1,000 | $500 |
| Travel delay (after 6 hours) | $500 limit $250 per 24hrs |
- |
| Rental vehicle insurance excess | $5,0001 | - |
| Luggage and personal effects maximum limit | $4,000 | - |
| Get a Quote View full list |
Get a Quote View full list |
1 This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.
Before you buy, read the Product Disclosure Statement available from us
Domestic Travel Tips
Cancellation cover
Your policy limit for “Cancellation or holiday deferment costs” must be chosen at the time of purchase. You can vary the maximum trip cancellation limit at the time you purchase your policy, and you will be advised of any change in premium.
Travelling with Valuables
Always be sure to take all reasonable precautions to safeguard all your luggage and personal effects. For example, don't leave them unsupervised in a public place, nor leave them behind or walk away from them.
In instances like this, you can make a claim, but it is highly likely that it would not be approved.
In instances like this, you can make a claim, but it is highly likely that it would not be approved.
FAQs about Domestic Travel Insurance
- I’m not hiring a car, will domestic insurance cover me to drive my own car?
- No, unfortunately we can’t cover your car (you’ll need car insurance for that). However, if your travel arrangements are cancelled delayed by a motor vehicle accident, we can cover costs of unused accommodation.
- Why are medical expenses not covered in the domestic policy?
- Travel Insurance can only cover you for medical expenses incurred overseas. Medical costs in Australia can be covered by Medicare or your private health insurer.
- Is there a minimum distance I have to travel away from home to be eligible for domestic cover?
- There is no minimum distance on the Australian Travel Plan or Cancellation and Additional Expenses Plan. The trip must start and/or end at your home in Australia during the period of insurance.