Domestic Travel Insurance Plans
Cover for a weekend up the coast, a campervan trip across the country, or somewhere in between.
Cover for travel close to home
Mishaps don’t just happen overseas. Even when you’re travelling in Australia you can accidentally lose your luggage or have your belongings stolen, or damage your rental car.
Australian Travel Plan
Our Australian Travel Plan can offer cover if you lose your belongings or have them stolen, or get into trouble with your rental car, when travelling in Australia.
Australian Cancellation and Additional Expenses Travel Plan
Our Australian Cancellation and Additional Expenses Travel Plan can offer cover if your trip is delayed or cancelled, when travelling in Australia.
Compare Domestic Travel Insurance Plans
| Key Benefit | Australian Travel Plan | Cancellation and Additional Expenses Plan |
|---|---|---|
| Cancellation or holiday deferment costs | Chosen limit1 | Chosen limit1 |
| Medical evacuation for Coronavirus | Available under Medical evacuation and repatriation | Not available |
| Coronavirus Travel Costs | $2,500 | Not available |
| Emergency travel arrangements and accommodation expenses | $10,000 | $2,000 |
| Early return home | $2,000 | $2,000 |
| Emergency expenses to avoid disaster | $1,000 | $500 |
| Travel delay (after 6 hours) | $500 limit $250 per 24hrs |
Not available |
| Rental vehicle insurance excess | $5,0001 | Not available |
| Luggage and personal effects maximum limit | $4,000 | Not available |
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1 This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.
Before you buy, read the Product Disclosure Statement available from us.
Domestic Travel Tips
Cancellation cover
Your policy limit for “Cancellation or holiday deferment costs” must be chosen at the time of purchase. You can vary the maximum trip cancellation limit at the time you purchase your policy, and you will be advised of any change in premium.
Travelling with Valuables
Always be sure to take all reasonable precautions to safeguard all your luggage and personal effects. For example, don't leave them unsupervised in a public place, nor leave them behind or walk away from them.
FAQs about Domestic Travel Insurance
- I’m not hiring a car, will domestic insurance cover me to drive my own car?
- No, unfortunately we can’t cover your car (you should consider whether motor vehicle insurance is appropriate for you). However, if your travel arrangements are cancelled delayed by a motor vehicle accident, we can cover costs of unused accommodation.
- Why are medical expenses not covered in the domestic policy?
- Travel Insurance can only cover you for medical expenses incurred overseas. Medical costs in Australia may be covered by Medicare or your private health insurer.
- Is there a minimum distance I have to travel away from home to be eligible for domestic cover?
- There is no minimum distance on the Australian Travel Plan or Cancellation and Additional Expenses Plan. The trip must start and/or end at your home in Australia during the period of insurance.