Find out what you’re covered for when it comes to overseas medical expenses.
When planning your next holiday, the top priority is to have fun, enjoy the great outdoors, and relax and unwind. However, there’s always a chance your trip can go from great to not-so-great if you end up needing urgent medical attention. If the worst happens, nib offers cover for overseas medical expenses in case you need to see a doctor or a dentist, or if you end up in hospital, or an unexpected injury or medical incident means you need to be evacuated to the nearest medical facility or repatriated back home.
To find out what you’re covered for when it comes to overseas medical expenses and some other valuable information and tips, read below.
We will cover you for:
Travel insurance tip 1: if you develop a new medical condition (or the symptoms of one) after you buy your policy but before you depart on your trip, you must check with your medical practitioner that you are fit to travel and get written confirmation.
What’s covered will depend on the plan you purchase, so it’s worth considering the following questions:
Travel insurance tip 2: all treatment must be provided by a qualified and registered medical practitioner in the country you are being treated in. Where you need treatment for an injury by a physiotherapist, chiropractor or osteopath, you may have the first six treatments without asking us. Any treatments after that must be with our consent.
Grab your nib travel insurance today.
Our experienced specialists can be contacted 24 hours a day, 7 days a week to help you in the event of an emergency and to liaise on your behalf with our in-house medical team.
nib International Assistance will also work closely with the claims department, which will assess your entitlement to financial assistance.
Our team is connected with a global network that provides:
Travel insurance is designed to help for those unexpected events that can take place while travelling. Some things we don’t cover include:
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.
Medical/evacuation benefits provided for up to 12 months from the date of illness or injury; medical expenses incurred in Australia are not covered.