We offer two international plans, so you can decide what level of cover you need for your trip. Both International plans offer cover for the basics - see our comparison table below for the main differences.
Before deciding on a plan think about the likelihood of you needing cover for things like rental vehicle insurance excess, cancellation, or any specified items that you may be taking with you. Both plans include optional extras like Snow Sports and Activities cover and an increased limits for Cancellation cover.
If you become suddenly ill or seriously injured we will pay for emergency medical, hospital, road ambulance or other necessary treatment you receive overseas.
#For up to 12 months after the sudden illness first appears or serious injury first occurs. Sub-limits apply.
We can offer cover for the accidental damage, theft or permanent loss of your luggage, passport and personal effects (up to applicable cover limits).
Sub-limits & item limits apply.
Up to the limit of your choosing we will insure the value of unused pre-paid travel and accommodation arrangements or the reasonable cost of rearranging your trip in the instance of certain events.
*For all plans, the policy limit for Cancellation Costs must be chosen at time of purchase; the limit will then appear on the Certificate of Insurance. Cover for Section 3: Cancellation Costs (and any sub-limit) is only provided for the International Select plan when the Cancellation Option is purchased for an additional premium. Sub-limits apply.
$5,000 included, option to increase to $10,000/single policy.
$10,000 included, option to increase to $20,000/family policy.
$0 included as standard.
Option to increase to either $5k or $10k trip value/single policy.
Option to increase to $5k, $10k, or $20k trip value/family policy.
If your trip is interrupted due to the death, sudden illness or serious injury of yourself or a close relative, we can offer cover for your reasonable and necessary additional travel, accommodation and meals.
Cover is available if you suffer an injury as a result of an accident during your trip and within 30 days of that accident you become totally disabled.
This covers you for delays of more than 6 hours if your pre-paid scheduled transport is cancelled, rescheduled or delayed for a reason outside of your control.
If your rental vehicle is involved in an accident, is damaged, or is stolen whilst in your care we can offer cover for the rental vehicle insurance excess you are contracted to pay.
Option available on Comprehensive Plan at time of purchase to increase this to a maximum limit of $6,000.
If your negligence causes injury to a person, or damage to property that is not owned by you we can offer for amounts for which you’re legally liable.
If the worst happens and you die accidentally as a result of an injury that happens during your trip we can offer cover to pay your estate.
We can offer cover to help get you to travel to events such as a wedding, funeral, conference or training course on time if your trip is unforeseeably interrupted.
If you need this option, please add on cover for snow sports & activities at time of policy purchase (you'll see the tick box). This will ensure you have paid the additional premium and the Snow Sports option will be noted on your Certificate of Insurance. Our policies do not offer cover for taking part in any snow sports and activities unless you have selected this option and paid the additional premium.
This table is a summary only. Please refer to the Policy Wording for full terms, conditions & exclusions that may apply.
Consider the value of your trip when deciding on your cover limit for cancellation.
On the Select plan cancellation is not automatically covered but you can optionally choose to add this for an additional premium. On the Comprehensive plan up to $5,000 cancellation cover is included in your policy, with an option to add up to $10,000 coverage for an additional premium (note that these amounts are per primary traveller).
If travelling with valuable items, always be sure to take all reasonable precautions to safeguard them for example, not leaving them unsupervised in a public place, not leaving them behind nor walking away from them.
In instances like this, you can make a claims, but it is highly likely that it would not be approved.