nib Travel Insurance

9 reasons why you should consider travel insurance for your next cruise

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Sail smoothly with cover for your next cruise holiday

You might be enjoying paradise while island-hopping around the South Pacific or spotting wildlife on an Alaskan adventure, or exploring Australia’s inland waterways on a Murray River houseboat. However, you’re cruising, we can help cover mishaps should you head into choppy waters.

We hope your cruise goes swimmingly, punctuated with no more than island stops, tropical snorkels and sunset dinners. But if you were to become unwell, have an accident or medical emergency overseas, or the weather messes with your plans, we’re here to help you navigate your way.

nib travel insurance can cover you for cruise-related events, such as: 

  1. Sudden illness: It’s all fun and games until someone eats a dodgy prawn, or life on the high seas messes with your tummy and seasickness joins you on your cruise. Depending on where your cruise is heading, Medicare may not be accepted even off the coast of Australia waters.
  2. Unexpected delays: What would you do if your flight is delayed and you don’t think you’ll be able to join your cruise on time?
  3. Lost luggage: Your bags containing that sequin gown and slingbacks for your Captain’s dinner is accidentally lost, stolen or damaged.
  4. Out of work: you might be retrenched from your permanent employment in Australia before you start your cruise.
  5. Bad weather: an unexpected storm means you miss a paid-form shore excursion because your cruise is delayed.
  6. Medical evacuation: All nib travel insurance plans include cover for medical evacuation and repatriation if we agree it’s medically necessary, up to the relevant benefit limit.
  1. COVID-19: Cover for some coronavirus-related events is available on all our plans (excl. the Cancellation and Additional Expenses Plan), but the types of benefits and benefit limits vary.

    The Coronavirus Travel Costs benefit is available on the International Comprehensive, Australian Travel and Annual Multi Trip plans. These plans can provide cover for several coronavirus related events, including cover for quarantine expenses and trip cancellation if you are diagnosed with coronavirus, up to the relevant benefit limit.
  2. Home or away: Even when cruising just off the coast of Australia, for example, to Norfolk Island which is outside Australian coastal waters, one of our international plans will need to be chosen in order to have cover on board for medical treatment. Medical facilities aboard cruise ships and the destinations visited by cruises may not be accepted by Medicare. Our domestic plans can offer cover for inland river cruises within Australia.
  3. International illness: we’ll help if you’re sick overseas with our Overseas Medical Benefit. All nib International Travel Insurance plans include cover for overseas medical expenses. As always, these are subject to the terms, conditions, limitations and exclusions around existing medical conditions.
This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions. Consider the PDSTMD and if the product is right for you. 

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