Do I need travel insurance if I have Medicare?

Medicare won’t cover your healthcare costs while you are overseas. 

Although some medical care might be available if you're travelling to one of the 11 countries that have a reciprocal health care agreement (RHCA) with Australia, there are limits to what will be available to you. You will still need to have adequate travel insurance cover for emergency medical costs such as injury, illness, hospitalisation, medical repatriation, COVID-related costs, and other medical-related issues. nib Travel Insurance offers cover for travellers who have existing medical conditions and want cover for them while travelling.