You’re packed, ready to go and excited at your upcoming holiday… then you get the call saying your tour has been cancelled because they didn’t get enough people going on it. Or maybe you’ve been called up for jury duty right in the middle of your big trip to Europe, and you’re not going anywhere after all.
Travel insurance can help if you have to unexpectedly cancel your planned trip for a number of reasons, allowing you to claim back your non-refundable expenses and keep your money where it belongs… in your pocket.
There are any number of reasons people have to cancel their holidays, even at the last minute.
If you have to unexpectedly cancel your trip because of any one of 11 specific events, nib Travel Insurance offers cover for the non-refundable costs of your trip and the travel agent cancellation fees, or the costs to rearrange your trip (provided the rearrangement cost is less than the amount you would have incurred had you cancelled your trip).
nib Travel Insurance offers cover for cancellation if you’re unable to travel because:
There are a number of terms, conditions and exclusions that apply to these events. Please check the PDS for the details.
nib Travel Insurance offers the option to increase your cancellation benefit limit when you purchase your policy.
You can select an amount of cover – the policy benefit limit – required for cancellation related expenses. This limit will then appear on your Certificate of Insurance and is the most we’ll pay under the section ‘Cancellation or holiday deferment costs’ for all people on your Certificate of Insurance combined, per trip.
Depending on the travel plan you choose, you can vary the maximum trip limit at the time you purchase your policy and any premiums will be adjusted accordingly before you purchase.
For more information on the cancellation events that are covered and the rules that apply, read the PDS, including the sections: "What are the events that will be covered under this section?", the cancellation section exclusions and the General exclusions.
Travel insurance isn’t designed to cover everything – some things we do not cover include:
For more information about what is not covered for cancellation, see your PDS and particularly the 'Cancellation and additional expenses' section exclusions and General exclusions.