nib Travel Insurance

Travel insurance for coronavirus-related events

Find out what you can get cover for if you're diagnosed with Coronavirus while travelling

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Cover offered for coronavirus-related events

Cover for some coronavirus related events is available on all our plans (excl. the Cancellation and Additional Expenses Plan), but the types of benefits and benefit limits vary.

As much as we’d love to cover every coronavirus-related scenario that a traveller can think of, that’s not what travel insurance is designed to do, so read the Product Disclosure Statement (PDS) carefully to know what is, and isn’t, covered.



Our policies include plans which offer cover for: 

Overseas Medical Benefit
Overseas Medical Benefit
If you get sick with coronavirus while on your trip, all of nib’s International travel insurance plans include cover for overseas medical expenses. As always, these are subject to our terms, conditions and exclusions around existing medical conditions.
Medical evacuation and repatriation
Medical evacuation and repatriation
All nib Travel insurance plans (except Cancellation and Additional Expenses plan) include cover for medical evacuation and repatriation if we agree it’s medically necessary, up to the relevant benefit limit.
Coronavirus Travel Costs
Coronavirus Travel Costs
Our Coronavirus Travel Costs benefit is available on the International Comprehensive, Australian Travel and Annual Multi Trip plans. Plans including Coronavirus Travel Costs can provide cover for several coronavirus related events, including cover for quarantine expenses and trip cancellation if you are diagnosed with coronavirus, up to the relevant benefit limit.

Coronavirus Travel Costs benefit


Only available on the International Comprehensive, Australian Travel and Annual Mutli Trip plans.

The Coronavirus Travel Costs benefit includes cover for the following events, up to a limit for all claims combined of $2,500 per adult (this limit is shared with and not increased for any accompanying children):

  • Non-refundable travel costs incurred if the traveller or a member of the travelling party is certified as medically unfit to travel due to being diagnosed with coronavirus.
  • Non-refundable trip costs if a close relative in Australia is hospitalised or dies due to being diagnosed with coronavirus.
  • Non-refundable travel costs if the insured is permanently employed as a healthcare worker, residential care worker or law enforcement officer and their pre-approved leave is cancelled due to coronavirus.
  • When the insured’s accommodation is closed for cleaning due to a confirmed case of coronavirus at the accommodation.
  • If boarding scheduled public transport is denied because the insured is suspected of being infected with coronavirus.
  • Costs for compulsory quarantine if during the trip the insured is diagnosed with coronavirus or is a confirmed ‘close contact’.
  • Childcare costs if the insured gets coronavirus during the trip and is unable to take care of their dependent children as a result.
  • Care for pets back home if the insured is diagnosed with coronavirus during their trip and as a result is unable to return home as scheduled.

    • nib Travel Insurance coronavirus related event benefit limits

    Applicable Limits per Adult
    International Comprehensive and Annual Multi Trip

    Medical Expenses Overseas^
    Unlimited

    Medical Evacuation and Repatriation
    Unlimited#

    Coronavirus Travel Costs
    $2,500
    International Essentials

    Medical Expenses Overseas^
    Unlimited

    Medical Evacuation and Repatriation
    $500,000

    Coronavirus Travel Costs
    Not Insured
    Australian Travel Plan

    Medical Expenses Overseas^
    Not Applicable

    Medical Evacuation and Repatriation
    $50,000

    Coronavirus Travel Costs
    $2,500
    Cancellation and Additional Expenses Plan

    Medical Expenses Overseas^
    Not Insured

    Medical Evacuation and Repatriation
    Not Insured

    Coronavirus Travel Costs
    Not Insured
    ^ Medical/evacuation benefits provided for up to 12 months from the date on illness or injury; medical expenses incurred in Australia are not covered.
    # Sub-limits apply.
    This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions. Please read the international and domestic Product Disclosure Statement (PDS).
    What's not covered
  • While a country or region has a DFAT 'Do Not Travel' warning in place for an event, our travel insurance won't cover travellers for losses that arise from that event if they: plan to travel to; travel to; or remain in that country or region. This includes claims relating to COVID-19 for travel in a country or region where there is a DFAT ‘Do Not Travel’ warning in place due to COVID-19, regardless of the date the policy is purchased.
  • Losses arising from government intervention or regulation, including travel bans.
  • Where a traveller knowingly puts themselves into a risky situation.
  • The purchasing of a policy after they become aware of an event that could lead to a claim.
  • Travelling against the advice of a doctor.
  • Quarantine when required as a matter of course (required by the general population) when returning to Australia or travelling interstate or overseas.

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