nib covers many of the most popular experiences*
Looking to get more out of your trip than sightseeing? If you're ready get out and travel, it's good to know nib can cover a range of sports and activities for travel adventures at home and further afield.
What’s covered
Whether you’re planning to hike the famed El Camino de Santiago in Spain, go cage swimming with sharks in South Africa, or skiing in the Rocky Mountains, nib offers cover for many activities and sports — so you can travel your way.
With a range of travel insurance plans to choose from —starting with our essentials cover if you’re on a budget, all the way up to our highest level of cover on our comprehensive and annual multi trip plans. We also offer options for additional extras like Snow sports insurance so you can tailor your insurance to the holiday you want and the level of cover you need.
No matter which plan you choose, some of the key benefits of our travel insurance plans include:
Trip cancellation
- If you have to unexpectedly cancel your trip for a covered reason.
- Illness and injury can happen anywhere. Medical evacuation and repatriation cover can help if you need emergency evacuation or repatriation home to receive medical care.
- For when you arrive but your bags don’t — or you’re the victim of theft somewhere along the way.
Overseas medical expenses
- Medical bills can add up quickly. Your plan may be able to help cover the costs if you need medical care while overseas — so you can focus on getting better.
- With nib, you have access to our experienced 24/7 Emergency Assistance Team, who can help you navigate those prickly situations — like if you need to find a doctor, need help following a robbery or assault, or if you’re injured while doing a sport or activity.
Get your nib travel insurance quote today.
Cover for a wide range of adventure activities, sports, and experiences
Depending on the policy you choose, some of the activities we offer cover* for include:
^International Plans only.
* Activities listed may only be covered if certain criteria are met. Read below for conditions of cover and what's not covered in conjunction with the PDS for full terms, conditions, limitations, and exclusions to cover.
Optional extras and snow sports activities cover
With nib, you can choose from a range of optional extras, including Snow sports cover, so you can ski the slopes knowing cover is available for things like pre-paid ski lift passes, hire replacement if equipment is lost, and other claims arising from participation in snow sports.
If you’re going overseas to hit the slopes, you’re now covered for ice skating on man-made bodies of water, dog sledding with a licensed tour company, or glacier walking while on a guided tour.
E-scooter and e-bike cover and riding conditions^
If you’re planning on riding an e-scooter or e-bike, either as the person in control or as a passenger, please note that there are specific terms and conditions, limits, and exclusions to this activity.
We will cover events related to riding an e-scooter or e-bike where the e-scooter/e-bike meet the maximum speed capacity requirements:
- no greater than 25km/hour for an e-scooter; and
- no greater than 35km/hour for an e-bike; and
- the customer is wearing a helmet.
There are a number of terms, conditions, limitations and exclusions that apply to these events. Please check the PDS for the details.
A few things you should know...
- There’s no cover for participation in, or training for, professional sporting activities.
- If you plan to go hiking or trekking while overseas, you’ll only be covered for hiking or trekking up to 6,000 metres in altitude.
- Don’t take needless risks and only book activities through reputable and fully licensed companies.
- Never take part in activities while intoxicated with drugs and alcohol.
- If you plan to go riding an all-terrain vehicle or quad bike while overseas, either as the person in control or as a pillion passenger, you won’t be covered unless as part of a tour with a licensed tour operator.
- Always wear and use applicable safety gear - like a helmet when riding a bike, e-bike, scooter or motorbike.
- There's no cover for sporting equipment (including surfboards) whilst in use.
- When scuba diving, you must hold an open water diving licence or be under licensed instruction.
- You must purchase the Snow sports cover option to be covered for snow sports.
- You must be appropriately licensed, when required.
What's not covered
✖ Hunting
✖ Playing polo
✖ Racing (except on foot)
✖ Hiking or trekking at over 6,000 metres in altitude
✖ Mountaineering using support ropes; rock climbing; abseiling
✖ Paragliding
✖ Participating in BASE jumping
✖ Running with the bulls
✖ Pot holing
✖ Travelling in international waters in a private sail vessel or privately registered sail vessel. We define international waters as, “the open seas of the world outside the territorial waters of any nation”.
✖ Participating in any competitive record attempts involving aerial devices or aircraft.
Get a quote
Sound like your trip would benefit from adventure travel insurance? Get your nib travel insurance quote today. Already adventuring? You can still buy while abroad.
Need to know more?
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.