Yes, the amount of wheels does make a difference to the cover we provide.
No complicated definitions here - we’ve kept it simple…
Any 4-wheeled vehicle with a gross vehicle mass less than 4.5 tonnes that you:
Most car rental companies give you the option to reduce the rental vehicle insurance excess payable if your vehicle is damaged or stolen, resulting in increased rental costs from the provider.
Alternatively, nib includes coverage of $5k for the rental vehicle insurance excess as standard, on our International Comprehensive, Annual Multi Trip and Australian Travel plans, and gives travellers the option to increase this up to $10k on these plans, if needed, for an additional premium.
When a vehicle is rented through a rental company (you must take up valid comprehensive motor vehicle insurance for the period of hire) and the traveller is a nominated driver on the agreement ,nib covers the rental vehicle insurance excess, or the cost of repairing the vehicle (whichever is lower), if: